UPDATE - SPANISH BANKS ARE CURRENTLY VERY CAUTIOUS FOLLOWING THE CREDIT SQUEEZE PROBLEMS - BUT WE WILL GET YOU A MORTGAGE OFFER - Anyone is entitled to take out a EURO mortgage to buy a Spanish property with a Spanish bank. Even if you are self-employed (and can show trading accounts) we will get a mortgage. The bank will ask to see 3 recent payslips, bank statements, P60s and credit reports. Many people are now opting to take out a EURO mortgage with a Spanish bank. The interest rates are lower than the UK and the application process is very simple and you usually receive your offer in a few days following the valuation. We also specialise in Subrogation type mortgages which mean your mortgage expenses will be MUCH lower. WE WILL INTRODUCE YOU TO SPANISH BANKS AND GET YOU THE BEST EURO MORTGAGE OFFERS AVAILABLE. THIS SERVICE IS FREE FOR CLIENTS.

The market is now very competitive and the deals on offer change on a regular basis so we recommend ´shopping around´ so that you are guaranteed the best offer without penalty clauses etc. We can also get you INTEREST ONLY type mortgages.

Example of repayments NOTE RATES HAVE GONE DOWN !!:

RATE	5 YRS	10 YRS	15 YRS	20 YRS	25 YRS	30 YRS
4%	18.42	10.13	7.40	6.06	5.28	4.78
4.25%	18.53	10.25	7.53	6.20	5.42	4.92
4.5%	18.65	10.37	7.65	6.33	5.56	5.07

PER MONTH PER 1,000 EUROS BORROWED: Contact us for rates - currently going down!! (under 4%)
Another option may be to extend your existing UK mortgage or take a UK loan - we have QUALIFIED UK ASSOCIATES who will help you arrange this or consider EQUITY RELEASE (Lots of information on the web) They are happy to spend time discussing options with you to help YOU decide what is right for YOU.